Ready at 18.
Start together.

For teens getting curious about investing, and parents who want to help.

Start with a game.

Each pick your own ten in the game, then compare your results. What surprised you? Would you feel differently if it were real money?

For teens

“Can we try this together? I want to understand how investing works.”

For parents

“Fancy trying this game with me? Let’s see how our results compare.”

Play the 10-pick game

Before 18: get curious.

You can learn without opening an account.

Understand index funds. Learn how one fund can hold a basket of companies, and why its value can still fall.
Follow one fund. Note how its value changes over time and what it owns. You do not need to buy it.
Play the game. Pick a different ten and compare again. One good result does not prove skill.
Pick a monthly amount. Think about what you could afford to put aside later, after everyday costs.

Parents: want to invest now?

If you choose to invest while your teen is under 18, the investment goes in your own name. You can show them how it works, including the costs and what happens when its value falls.

Ready at 18: check together.

Before opening your first brokerage account, go through this with a parent. Tick each item when you are ready.

I have my NRIC or passport ready.
I have a bank account in my own name.
I understand what an index fund is and that its value can fall. I could lose money.
I have set a monthly amount I can afford.
I have checked the broker’s minimum age on its own website.

Ticks stay on this page only and are not saved.

Get to know CSPX before deciding whether it is right for you.

Check the age rules.

Several Singapore brokers accept customers from 18, including Tiger Brokers, moomoo and POEMS. DBS Vickers usually requires 21, or 18 through its Young Investor account. Rules change, so check the broker's own site before applying. Checked 11 October 2026.